Frequently Asked Questions

Find answers to common questions about buying, selling, and renting property in London. Our team at Qedava is here to guide you through every step.

To purchase property in London, you'll need several key documents. First, proof of identity such as a passport or driving licence. You'll also need proof of address (utility bills or bank statements from the last three months), proof of funds showing where your deposit and purchase money comes from, and a mortgage agreement in principle if you're financing the purchase.

Additionally, your solicitor will require bank statements, employment details if you're employed, and tax returns if you're self-employed. For international buyers, you may need additional documentation including proof of overseas address and source of funds declarations. We work with experienced solicitors who can guide you through the specific requirements for your situation.

The timeline for completing a property purchase in London varies depending on several factors. On average, the process takes between 8 to 12 weeks from offer acceptance to completion. However, this can be shorter or longer based on the complexity of the transaction.

A straightforward purchase with no chain might complete in 6 weeks, while properties in a chain or those requiring extensive surveys and legal work can take 16 weeks or more. Cash purchases typically complete faster than mortgaged purchases. Factors affecting the timeline include survey results, legal searches, mortgage approval speed, and negotiations between parties. Our team monitors each stage closely to keep your purchase moving forward efficiently.

Beyond the property price, budget for Stamp Duty Land Tax, which ranges from 0% to 12% depending on the property value and whether you're a first-time buyer. Legal fees typically cost between £1,000 and £2,500, while survey costs range from £300 for a basic valuation to £1,500 for a full structural survey.

You'll also need to pay for searches (£250-£400), Land Registry fees (£40-£910 based on property value), and mortgage arrangement fees if applicable (usually £500-£2,000). Don't forget removal costs (£300-£1,500), buildings insurance from completion day, and potential costs for repairs or renovations. We provide detailed cost breakdowns for each property to help you budget accurately.

Absolutely. We understand that many clients work during standard office hours, so we offer flexible viewing appointments to accommodate your schedule. Our team is available for property viewings on weekday evenings until 20:00 and throughout the weekend, including Sundays.

Simply contact us at +44 7700 900381 or email [email protected] to arrange a viewing time that works for you. We recommend booking at least 24 hours in advance to ensure availability, though we can often accommodate same-day requests. For international clients or those with particularly tight schedules, we also offer virtual video tours as an initial viewing option.

Determining the right offer requires analyzing several factors. We start by examining recent sales of comparable properties in the same area, typically within the last six months. We consider the property's condition, any needed repairs, local market trends, and how long the property has been listed.

In competitive London markets, properties often sell at or above asking price, while in slower markets there may be room for negotiation. We also factor in the seller's circumstances, such as whether they need a quick sale. Our team provides detailed market analysis reports showing sold prices for similar properties, current market conditions in the specific postcode, and recommended offer strategies. This data-driven approach helps you make informed decisions while remaining competitive.

Freehold means you own the property and the land it sits on outright, with no time limit on ownership. You're responsible for all maintenance and have complete control over the property. Most houses in London are sold as freehold.

Leasehold means you own the property for a fixed period (the lease term), but not the land. Most flats are leasehold. You'll pay ground rent and service charges to the freeholder, and may need permission for certain alterations. Leases under 80 years can affect property value and mortgage availability. You have the right to extend your lease or collectively purchase the freehold with other leaseholders. We carefully review lease terms for all leasehold properties and advise on implications for your purchase.

The deposit required depends on your circumstances and the mortgage you can obtain. First-time buyers can sometimes secure mortgages with deposits as low as 5% of the property value, though 10% is more common. For non-first-time buyers, lenders typically require at least 10% deposit, with 15-20% offering access to better interest rates.

Larger deposits of 25% or more unlock the most competitive mortgage deals. For properties over £500,000, many lenders require higher deposits. If you're buying as an investment or second home, expect to need at least 25% deposit. Cash buyers, of course, need 100% of the purchase price available. We work with mortgage advisors who can help you understand your options based on your specific financial situation and find the most suitable mortgage products.

During viewings, examine both the property's condition and its suitability for your needs. Check for signs of damp (musty smells, staining, peeling wallpaper), inspect windows and doors for proper operation, test water pressure in bathrooms and kitchen, and look at the boiler's age and condition. Examine walls and ceilings for cracks, check the roof condition from outside, and assess the property's layout and natural light.

Consider storage space, the condition of kitchens and bathrooms, and whether the property meets your space requirements. Outside the property, evaluate parking availability, local transport links, nearby amenities, and the general condition of the street and neighboring properties. Don't hesitate to ask about council tax band, utility costs, any building work planned nearby, and reasons for selling. We provide viewing checklists and accompany you to answer questions and point out important features.

The rental application process begins once you've found a suitable property. You'll complete an application form providing personal details, employment information, and rental history. We then conduct referencing checks including credit checks, employment verification, previous landlord references, and right to rent checks confirming your legal right to rent in the UK.

This process typically takes 3-7 working days. If your application is approved, you'll pay a holding deposit (usually one week's rent) to reserve the property. Before moving in, you'll sign the tenancy agreement, pay the first month's rent and security deposit (capped at five weeks' rent for properties under £50,000 annual rent), and receive information about the property and your responsibilities. We guide you through each step and ensure all legal requirements are met.

As a tenant, you're responsible for paying rent on time, maintaining the property in good condition, and reporting repairs promptly to prevent further damage. You must allow access for inspections and repairs with proper notice, keep the property clean and tidy, and avoid causing damage beyond normal wear and tear.

You're typically responsible for minor repairs like changing light bulbs and batteries in smoke alarms, keeping gardens tidy if applicable, and paying utility bills unless included in rent. You must not make alterations without permission, sublet without consent, or engage in antisocial behavior. At the end of the tenancy, you should return the property in the same condition as at the start, allowing for fair wear and tear. Your tenancy agreement details all specific responsibilities, and we're available to clarify any questions about your obligations.

Preparing your property properly can significantly impact sale price and speed. Start by decluttering and deep cleaning every room, making spaces appear larger and more appealing. Address minor repairs like fixing leaky taps, patching holes in walls, and replacing broken fixtures. Consider a fresh coat of neutral paint to brighten rooms and appeal to more buyers.

Improve curb appeal by tidying the front garden, cleaning windows, and ensuring the entrance is welcoming. Stage rooms to show their best use, remove personal items to help buyers envision themselves living there, and ensure good lighting throughout. Gather important documents including EPC certificate, building regulations certificates for any work done, warranties for appliances, and service records for boiler and heating systems. We provide a detailed preparation checklist and can recommend trusted tradespeople for any necessary work. Professional photography is included in our service to showcase your property at its best.

A property survey is an inspection conducted by a qualified surveyor to assess the property's condition. There are three main types: a basic valuation (required by mortgage lenders), a HomeBuyer Report (suitable for conventional properties in reasonable condition), and a full Building Survey (recommended for older properties, unusual constructions, or properties in poor condition).

During the survey, the surveyor examines the property's structure, identifies defects and potential problems, assesses the need for repairs, and may highlight legal issues or environmental concerns. The survey report details findings with severity ratings, estimated repair costs, and recommendations for further investigations if needed. While surveys can reveal issues, they protect you from unexpected problems after purchase. We help you understand survey reports and can renegotiate the purchase price or request repairs based on findings. The survey typically takes 2-4 hours, and you'll receive the report within 5-10 working days.

Yes, you can purchase property as an investment to rent out, but there are specific considerations and requirements. You'll typically need a buy-to-let mortgage rather than a residential mortgage, which usually requires a larger deposit (at least 25%) and has different qualifying criteria based on expected rental income rather than your personal income.

As a landlord, you must ensure the property meets legal safety standards including gas safety certificates, electrical safety checks, smoke and carbon monoxide alarms, and energy performance certificates. You're responsible for property maintenance, repairs, and protecting tenant deposits in a government-approved scheme. Consider landlord insurance, tax implications including income tax on rental profits and potential capital gains tax on sale, and whether to manage the property yourself or use a letting agent. We offer comprehensive property management services and can guide you through all legal requirements for becoming a landlord in London.

Gazumping occurs when a seller accepts your offer but then accepts a higher offer from another buyer before contracts are exchanged. While legal, it's frustrating and costly as you've already invested in surveys and legal fees. In competitive London markets, gazumping can be common.

To reduce the risk, move quickly through the purchase process by having finances arranged before making offers, instructing solicitors immediately after offer acceptance, and maintaining regular communication with the seller and their agent. Consider asking the seller to take the property off the market once your offer is accepted. Some sellers agree to lock-out agreements preventing them from accepting other offers for a specified period. Being a cash buyer or having no chain makes you more attractive, reducing the likelihood of gazumping. We work to build strong relationships with sellers and their agents, advocating for your interests throughout the process and keeping transactions moving forward efficiently.

A property chain occurs when multiple property transactions are linked together, with each depending on the others to complete. For example, you're buying from someone who is buying another property, whose seller is also buying elsewhere. Chains are common in London as most sellers need to sell their current property to fund their next purchase.

Chains can be fragile because if one transaction falls through, the entire chain can collapse. Longer chains with more links are riskier and typically take longer to complete. To manage chain risks, maintain communication with all parties in the chain, be flexible with completion dates, have backup plans if the chain breaks, and consider the strength of other buyers and sellers in the chain. First-time buyers and cash buyers are considered strong as they have no property to sell. We actively monitor all parts of the chain, identify potential issues early, and work to keep all parties aligned toward a successful completion.

Qedava brings extensive knowledge of the London property market, with specialists covering different areas and property types across the city. We provide access to properties before they reach major portals, giving you a competitive advantage. Our team handles all aspects of transactions, from initial viewings through to completion, ensuring a smooth process.

We offer honest market valuations based on current data, professional photography and marketing for sellers, and comprehensive support including recommendations for solicitors, surveyors, and mortgage advisors. Our approach prioritizes clear communication, with regular updates throughout your transaction. We're available Monday to Friday from 9:00 to 18:00 and Saturday from 10:00 to 14:00, with flexible viewing times to suit your schedule. Whether you're buying your first home, selling a property, or looking for rental accommodation, we provide personalized service tailored to your specific needs and circumstances.

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Our team is ready to help with any additional questions about buying, selling, or renting property in London.

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About Qedava

Connecting people with properties across London since 2015, we provide straightforward real estate services for buyers, sellers, and renters throughout the capital.

Qedava real estate office in London

Our Story

Qedava was established in 2015 by three property professionals who recognized a gap in the London market. After working for larger agencies, they noticed clients often felt lost in impersonal processes and faced unclear communication. The founders decided to create an agency where every client receives direct attention from experienced agents who know the local market.

Starting with a single office in Islington, we focused on North London properties. Our first year saw 47 successful transactions, and we built relationships with local solicitors, surveyors, and mortgage advisors. By 2017, we expanded our coverage to include Central and East London areas.

Growth Through Service

Over eight years, we have completed more than 1,200 property transactions. Our team has grown to 12 qualified agents, each specializing in specific London boroughs. We maintain partnerships with 23 mortgage brokers and work with conveyancing solicitors who understand the complexities of London property law.

In 2020, we adapted our services to include virtual viewings and remote consultations, which proved valuable during lockdowns and remains popular with international buyers. Our database now includes over 300 active property listings across residential sales, lettings, and commercial spaces.

London property consultation at Qedava

What Drives Us

Property transactions represent significant financial decisions. We approach each case with the seriousness it deserves. Our agents spend time understanding what you need, whether that's proximity to specific schools, transport links, or particular property features.

We believe in transparent pricing. Our fees are clearly stated upfront, with no hidden charges. When we provide a property valuation, it's based on recent comparable sales in the area, current market conditions, and the specific features of your property. We don't inflate valuations to win listings.

Our Mission

To simplify property transactions in London by providing accurate market information, honest advice, and efficient service. We aim to complete each sale or letting with all parties satisfied with the process and outcome.

Our Vision

To become the preferred real estate agency for North and Central London by maintaining high standards of service, building lasting relationships with clients, and staying current with market developments and legal requirements.

Core Values

Transparency

We provide clear information about properties, market conditions, and our fees. You'll receive honest assessments rather than optimistic projections. All costs are explained before you commit to our services.

Local Knowledge

Our agents live and work in the areas they cover. They know which streets have parking issues, where new developments are planned, and how transport improvements affect property values. This knowledge helps you make informed decisions.

Responsiveness

We answer calls during business hours and respond to emails within four hours on weekdays. When you have questions about a viewing or offer, you'll speak with the agent handling your case, not a call center.

Professionalism

All our agents hold relevant qualifications and participate in continuing education. We're members of The Property Ombudsman scheme and maintain professional indemnity insurance. Our office follows data protection regulations for client information.

Our Expertise

  • Residential property sales across London, with particular strength in Islington, Camden, Hackney, and Westminster boroughs
  • Lettings management for landlords with portfolios from single flats to multiple properties
  • Property valuations using RICS guidelines and current market data from Land Registry records
  • First-time buyer guidance, including Help to Buy scheme navigation and shared ownership options
  • Investment property analysis for buy-to-let investors, including yield calculations and area growth potential
  • Commercial property services for retail units and office spaces up to 2,000 square feet

Our office at 27 Willow Lane in Islington serves as our base for property consultations. We're open Monday through Friday from 9:00 to 18:00, and Saturday mornings from 10:00 to 14:00. You can reach us at +44 7700 900381 or [email protected] to discuss your property needs.